nordIX European Consumer Credit Funds (ECCF)
The ECCF is the first and so far only fund that enables investment in European consumer loans — for investors who rely on stable, predictable returns with low volatility.
The fund invests in European consumer loans — via analysed P2P platforms and non-bank lenders, highly granular and broadly diversified.
Thousands of individual loans with different terms and credit ratings ensure a balanced risk/return profile and low volatility.
The selection of loan portfolios is based on strict analysis of default probability, interest rate level, collateralization and platform quality.
The fund invests in European consumer loans through established P2P providers, BNPL platforms and non-bank lenders with a long-standing track record. The aim is to build up a granular loan portfolio with broad geographical, sectoral and originatory diversification.
Consumer loans offer attractive interest rates compared to traditional bonds — while at the same time reducing correlation to traditional market segments. The granularity of these loans enables very fine diversification and strengthens the robustness of the portfolio against individual risks.
The loans originate from various countries, primarily within the Eurozone and Scandinavia, and have maturities ranging from six to 84 months. Selection is data-driven, with a focus on achieving an optimal balance between default probability and expected return.
The fund is primarily aimed at institutional investors with an interest in alternative credit markets. There is currently no SFDR classification, but ESG criteria are taken into account when selecting the platform, if available.
ISIN:
DE000A3CQVV6
Income treatment:
distributing
Minimum investment:
none
Costs (TER):
1,62%
Launch date:
16.01.2023
SFDR:
Article 8
ISIN:
DE000A2P37M1
Income treatment:
distributing
Minimum investment:
EUR 10.000
Costs (TER):
1,08%
Launch date:
15.04.2021
SFDR:
Article 8
An overview of the official fund documents and additional materials on strategy, performance and positioning.
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Terms of use
The following information is intended exclusively for people living in Germany. The information only concerns funds that are registered, displayed or otherwise approved in Germany and may be publicly distributed in Germany. Information about the funds is not intended for persons in whose country of residence public distribution is prohibited.
This website and the information made available on this website are not intended as an advertisement, offer to sell or solicit an offer to buy or subscribe for shares of the funds mentioned on this website. Key investor information, the sales prospectus and the funds' annual and half-year reports are made available on this website due to legal regulations.
The following information is for general information only; it does not represent advice or other recommendation from NordiX AG and should not be understood as such. The funds mentioned here are not intended for distribution in the USA or to US persons (US citizens, persons residing in the USA, companies formed in the USA). As a result, the funds are not offered or sold in the USA or to or for the account of US persons. Subsequent transfers of fund shares to the USA or to US persons are prohibited.
